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No returns – The ins and outs of a gifted deposit for a mortgage.

No returns – The ins and outs of a gifted deposit for a mortgage.

by Sadia@recruitico.com | Dec 2, 2022 | Uncategorized

It’s hard to get on the property ladder, and sometimes it’s just as hard to move up it. For many people, the biggest problem they face when buying a new home is the deposit for the mortgage. So, what happens if someone gifts you all or some of that money? When is a...
Counting the dividends – Can company directors still get a mortgage?

Counting the dividends – Can company directors still get a mortgage?

by Sadia@recruitico.com | Nov 7, 2022 | Uncategorized

We often get asked the question ‘can a company director still get a mortgage’? Well, the good news is, yes, you can. However, you may need to do a few things a little differently. Why is getting a mortgage so different for a company director? Well, in some fundamental...
Should you consider let to buy if you want to move house.

Should you consider let to buy if you want to move house.

by Sadia@recruitico.com | Oct 5, 2022 | Uncategorized

You are probably familiar with buy-to-let, where you purchase a second property with the intention of renting it. But what if you want to move home as well as become a landlord? What is ‘let to buy’? We sometimes find that when we suggest let to buy as an option...
PUTTING THE DUCKS IN A ROW – GETTING READY TO REMORTGAGE.

PUTTING THE DUCKS IN A ROW – GETTING READY TO REMORTGAGE.

by Sadia@recruitico.com | Sep 8, 2022 | Uncategorized

Once you have made the decision to go investigate a remortgage, your next step should be to make sure you fully understand what will happen and what you need to do. Just to recap, a remortgage is worth considering if, for example, you: Want to release equity in your...
To Re or not to Re (mortgage that is) – is remortgaging the right option for you?

To Re or not to Re (mortgage that is) – is remortgaging the right option for you?

by Sadia@recruitico.com | Aug 6, 2022 | Uncategorized

For most of us our mortgage is our single biggest outgoing. So, it makes sense to occasionally review your options to make sure you are getting the best from it. In many cases that means looking at a remortgage. So, what does that actually mean, and what should you be...
Living out of lockdown – How the pandemic has changed what home means.

Living out of lockdown – How the pandemic has changed what home means.

by Sadia@recruitico.com | Jul 4, 2022 | Uncategorized

Life has been changed by the pandemic in many ways. Not the least of these is the shift in perspective on what we see as being the right home. Whether you are a first-time buyer, a mortgage free couple looking to downsize and retire or anything in between, the...
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. The Financial Conduct Authority does not regulate some aspects of overseas mortgages, commercial mortgages, buy to let mortgages and bridging finance.
Richmond Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Registration number is 923772. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768.

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